Tuesday, 26 April 2011

MEDICAL CLAIMS


Medical Billings and Claims: During the recent few years it has been noticed that the sector of various medical treatments have changed tremendously. The warren of complex claim forms as well as insurance policy procedures all over the world besieges even the doctors. The doctors really need time focusing on their patients, but due to the complex and puzzling billing processes from the private and the government managed insurance companies, HMOs and PPOs, these doctors every now and then are anxious about getting their payments for all the services or the treatment provided by them to the patient. Perhaps, at this juncture only the doctors greatly bank upon the services rendered by the private parties in this sector. Such Medical Billing service providers usually work from home and fetch a sizable amount of remuneration by bridging the smooth links.
These service providers hardly require any specialized training or experience to start their own set-up at the most negligible cost. All they genuinely need is a computer system, printer, electronic modem and just an authentic claim processing software program installed in the computer systems. The size and scopes in this service-oriented business is tremendous. You have the option of specializing in some specific segment such as: chiropractic, pediatric or even dentistry for instance. You can also determine the number of health care professionals or doctors you sincerely want to work with as your clients.
Electronic Medical Claim Billing: Electronic Medical Billing could well be defined as the billing procedure that is merely paperless. After feeding specific data entries concerned with the particular patient's treatment, in to the computer system for preparing the bill, it is printed out and submitted to the concerned party by the doctor of that clinic. These types of Electronic Medical Claim Bills incorporate all the necessary detailed information about the insurance formalities for its easy and quick settlement of payments. Such a detailed billing is very essential in getting the doctor paid for his treatment charges by the concerned medical insurance providers.
Medical Claims Processing: The Medical Claims Processing is highly required to be streamlined in terms of its technicalities for easy and quick reimbursement of the payment. If the following points are taken care of, it will be easier for anyone to work on the same: tracking and managing the claims easily with the particular Claims Center, get the quickest reimbursements through eClaims and eRemittances, having the constant access to the most current ICD9 and CPT coding with the internet online codebook, and utilize the charge entry HCFA or UB92 claims forms. There are certain service providing companies like The AdvancedMD Claims Center that truly provides the extremely suitable way for tracking the claims right from its posting stage to the payments. The outstanding claims or the delayed collections always add the managing tensions on the hospitals or the doctor's practice. This is more because on one side the insurance companies very often reject the claims or deny payments whereas on the other side, the Federal regulatory are getting more strict in the United States.
Medical Claims Management: The Medical Claims Management invites a lot of patience and alertness, failing which the doctor or the medical service provider professional may lose his claim even after extending all the possible treatment to his clients. Improper or unplanned management of medicals claims may easily make the great deficit or shortfall in your financial budgets. One should seriously consider his cost control program for proactively controlling the costs of patient health care. Before submitting your Medical Claims, simply checking some vital points such as: checking the errors of coding and billing, sending the explanation of benefits, for making the claim accurate - pre-adjudicate it, properly filing the process claim with the insurance company, providing all the electronic eligibility details and claim status, and receiving the refused claims and re-adjudicate them as suggested for getting them approved, may save your time and energy to a great extent. To summarize, try and use the ideal processing software to avert refusals or rejections of your claims at comparatively much lesser efforts.
Medical Claims Software: Medical Claims Software could be defined as the blessings for medical professionals as it indeed saves both time and energy. The accuracy levels of the claim also elevates to a remarkable stage. Such software helps you prepare or frame your Medical Claims almost in the requisite order minimizing the refusal or denial chances to zero. Moreover, using this software is really easy and enjoyable too. All you need to do is simply sit across your computer system and go on entering the directed information for preparing the insurance claims. Medical Claims Management software tracks claim management, patient billing, insurance and scheduling in the single package.
Medical Electronic Claims: Due to the advanced technologies nowadays, submitting all the claims electronically both to the commercial and government with full online audits and edits with the help of the medical billing software installed in your computer systems. Thus sending the Medical Claims Electronically truly has some significant benefits, such as: the claim acceptance chances rises as much as 30%, the payment time is reduced to as much as 50% and the most claim services have been priced less than the cost of supplies required for submitting claims on papers. This is why most of the insurance carriers motivate the medical professionals for using the Medical Electronic Claims system so far possible. The cost of processing the electronic claim is comparatively lesser than the claims submitted on the papers.
Audit Medical Claims: The periodical Audit of Medical Claims is advisable to avoid loss of both time and energy. Thorough auditing of all the claims will minimize the ratio of the denial or refusal and the reimbursement of payments will also be faster.
Medical Claims Payment: The insurer may pay the claim amount based on the report of non-wage loss injury without payments being interpreted as an acceptance of liability. Within 10 days of making payment, the insurer shall notify the worker of the payment. Based on the written request by the worker for payment of insurance benefits, the insurer will investigate the claim for ascertaining the liability for injury.
Medical Claims Processor: Amendments in healthcare management and delivery have raised the demand for professionals trained for processing the claim payments submitted to the medical insurance carriers by different healthcare professionals.
About the author:
The author is webmaster of [http://www.medibil.com] which is an information portal. medibil.com offers quality information on topics like medical billing, medical coding, medical claims, medical transcription and Insurance.


Article Source: http://EzineArticles.com/484681

Medical Training


Medical training can prepare you for a career as a health care technician or health care professional in a wide variety of fields. The medical field is very broad, and there is a high demand for quality professionals in all areas of medicine. As the need for quality medical care continues to grow, an education in medical and health care fields may be one of the most rewarding career decisions you can make.
Medical schools offer a variety of specialized courses to meet the demands of the health care industry. Vocational and trade school medical training prepares students for a number of professional medical certificates and degrees. Students may specialize in nursing, therapy, medical billing and coding, dental hygiene, dental assisting, ultrasonography, radiology, medical transcription, and many others.
Trade schools and vocational schools offering medical training programs generally begin with courses in anatomy, physiology, infection control, and medical terminology. Next, the course will move into more technical aspects of chosen career specializations. Mathematics and chemistry will also be a part of vocational medical training.
The many technological advances in the medical industry require medical and health care career professionals to be adept at handling administrative as well as clinical responsibilities. Therefore, vocational and trade medical training includes health management and office skills to round out the vocational medical education.
Health care positions that benefit from comprehensive medical training are most often found in hospitals, nursing homes, assisted living facilities, and day care health centers. Professionals, such as Patient Care Technicians, will be in constant contact with patients, and they are responsible for providing extensive daily care, recording vital signs, maintaining health records, and reporting to supervising medical professionals (generally a registered nurse).
Professional technicians who have received specific medical training may be asked to assist with minor surgical procedures one moment and to perform office duties the next. They are qualified to support doctors with patient care and treatment, blood draws, injections, laboratory tests, x-rays, electrocardiograms, diagnostic techniques. Medical assisting can include taking medical histories, explaining treatment procedures to patients, and offering medical training to others.
If you would like to learn more about Medical Training, or even Online Medical Schools, you can find more in-depth information and resources on our website.
DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on SchoolsGalore.com.
Copyright 2007 - All rights reserved by SchoolsGalore.com, in association with Media Positive Communications, Inc.
Notice: Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.
Michael Bustamante is a staff writer for Media Positive Communications, Inc. in association with SchoolsGalore.com. Find Medical Schools, Colleges, Universities, Vocational Schools, and Online Schools at SchoolsGalore.com, your educational resource to locate schools.
Michael Bustamante - EzineArticles Expert Author


Article Source: http://EzineArticles.com/453480

12 Classes Every Medical Assisting School Should Teach


Even though Medical Assisting programs and classes vary across the country (and depend on state accreditation standards), there are a number of common subjects most medical assisting students will learn about.
Since medical assistants perform a variety of clinical and administrative duties within a medical office, adequate training in a broad range of subjects is necessary to accomplish the common tasks often required of by medical assistants.
The following list is a snapshot of some of the classes you should take in your medical assisting program:
  • Patient care
  • Disease Transmission/Bacteriology
  • Pharmacology
  • Medical insurance
  • Bookkeeping
  • Health sciences
  • Cardiopulmonary
  • Electrocardiography
  • Laboratory procedures
  • Endocrinology and reproduction
  • Medical Law and Ethics
  • Externship/Internship
This might seem overwhelming at first, but remember that these classes are not taught all at once. Depending on the medical assisting program you join, you will take one to three classes at a time.
And, some of these classes might be blended together. For example, the Medical Insurance class might include a study of bookkeeping; or the Patient Care course might include a study of laboratory procedures. You may only have to take 6 to 8 classes to graduate, but make sure these subjects are included in your study.
This broad class list might also look scary simply because of the strange class names. Cardiopulmonary, Electrocardiography, and Endocrinology sound more like classes that medical doctors would take, but rest assured that the words sounds worse than the class really is.
Let’s breakdown each medical assisting class so you know exactly what’s getting discussed.
Patient Care
Most medical assisting programs will have a class about the proper way to take care of patients and how best to explain common procedures. Patient care classes are important because they will teach you skills in reviewing patient charts, records management, basic front office skills, working with patients, and often common medical terminology is discussed.
Disease Transmission/Bacteriology
Classes in disease transmission and the importance of sterilization is vital to any medical assisting curriculum. You want to know the proper methods in sterilization, and the basic laws initiated by the various health related governmental agencies (e.g. Occupational Health and Safety Administration).
Pharmacology
The pharmacology class will help you learn about the common medicines prescribed by doctors. You’ll learn about therapeutic drugs, and their effects on the body. You will also learn proper methods of administering medicines.
Medical Insurance
Learning to work with health care insurance companies is also an important skill for medical assistants. This class will focus on teaching you how to read medical insurance bills, and how to understand some of the common terminology.
Bookkeeping
Basic knowledge of bookkeeping procedures is also important. This class will usually give you hands-on experience with check writing procedures, medical billing and coding, financial management, and basic accounting skills.
Health Sciences
Sometimes the health sciences course is integrated with another class listed here. This class highlights practical guidelines for good nutrition and weight control strategies.
Cardiopulmonary
Cardiopulmonary will give you insight into the circulatory and respiratory systems. You’ll learn to check vital signs, learn medical terminology, and most schools will train you in CPR.
Electrocardiography
Though this class sounds like something you learn as an electrician, it actually is a class focused on studying the electrical pathways of the heart muscle. It prepares you for applying EKG or ECG leads to record the heart’s movement.
Laboratory Procedures
The lab procedures class will teach you common lab procedures performed in a medical office. You’ll study the proper handling, collection, and transportation procedures for various bio specimens.
Endocrinology and Reproduction
Endocrinology and reproduction will give you an overview of the functions of the skeletal, endocrine, and reproductive systems. This course often incorporates a study of child growth and development issues. You also might study various aspects affecting behavior.
Medical Law & Ethics
Vital to any medical office is a strict adherence to the medical laws and ethics governing a health care facility. During your medical assisting training, you’ll learn the principals and rules that should be followed, and how to recognize any illegal activity.
Externship/Internship
Any quality medical assisting program will give you an opportunity for real-world experience through an internship or externship program. The internship usually involves spending several hours a week in a medical facility where you’ll practice the skills you’ve learned. The internship programs are important because it allows you to gain confidence while gaining practical experience.
This brief list is just a summary of what you’ll be taught. Each medical assisting program will have different names for their classes. What’s important is that these subjects are incorporated somehow into your medical assisting classes.
If you find a program that is missing one of these subjects, make sure to question the academic dean or admissions representative at the school prior to enrollment. Find out the reasons why you will not get taught one of the above areas.
It’s not vital for your medical assisting career that you are taught all these classes ahead of time. Some of these subjects can get taught while on the job, or even during an internship. So it makes sense that certain medial assistant schools might not incorporate every subject here.
What’s important through this training is that you feel comfortable with the program you will enter. You want to know that upon graduation you are prepared and trained to begin working confidently in a medical facility. If you have doubts about the medical assisting program, visit other schools. In most major cities, you should find several schools offering medical assisting programs.
Visit different schools, and find out what’s getting taught and, more importantly, how it’s getting taught. Every medical assisting school in your area might teach all these vital subjects, but if it’s not taught in a method that suits your needs it will not benefit you.


Article Source: http://EzineArticles.com/429812

Medical Alert Jewelry


Medical Alert tags are articles or accessories that convey important medical details about a person to medical and emergency personnel. This could be in the form of key rings, watches, bracelets, necklaces and clothing tags. They can be embossed with any medical information, or with a phone number and an identification number to locate your medical information. Vital statistics on medical conditions, allergies of drug and food, approved medicines and contacts in case of a mishap can be imprinted on the exterior of a medical identification article.
Medical information jewelry has a distinctive style and is made of quality material.
Various accessories such as custom-engraved medical identification bracelet and necklace styles are easily available, both with the nearby jeweler and on online shops. Pins, jewelry boxes made of wood, wristwatches, antique & cameo jewelry are other articles, which can be used as medical information accessory
Plain steel ID tags were previously the only alternative, but nowadays the customer can choose from a wide array of necklaces, bracelets, pendants, medallions and watches.
An enormous assortment of solid gold or sterling silver jewelry, with medical ID tags is available in the market today. Stylish watches, made by renowned watch manufacturers can also be used as medical IDs. They can have engravings on them showing details of the medical condition of the person wearing it. Thus with these watches a person can look great and at the same time be safe.
Medical bracelets with gemstones, with engravings of known conditions such as diabetes or allergies to common drugs such as penicillin, are also widely available.
In a crisis, when the person cannot speak for himself, a medical ID speaks. Medical mistakes happen mostly at the time of admission or discharge from the hospital. In such cases, wearing a medical ID tag, protects the patient against such injurious medical errors.
Medical Alerts provides detailed information on medical alerts, medical alert system, medical alert bracelets, medical alert necklaces and more. Medical Alerts is affiliated with Advanced Medical Transport.


Article Source: http://EzineArticles.com/429306

What Most People Don't Know About Medical Assisting


Many people think that medical assistants just manage the front office, but that's only a fraction of what medical assistants do.
Medical Assistants are trained in both administrative and clinical procedures of a health care facility. Due to their training in pharmacology, laboratory procedures, medical law, patient care, and the health sciences, Medical Assistants are capable of filling a diverse range of roles in a health care facility.
Obviously, the duties of a medical assistant will vary at each health care facility, but here are some of the common clinical and administrative duties practiced by Medical Assistants:
MEDICAL ASSISTANT CLINICAL DUTIES
Every state had different rules on what a Medical Assistant can do. The following list will give you a snapshot of some procedures you could perform as a Medical Assistant:
  • Take medical histories
  • Prepare patients for examination
  • Assist the Doctor during examination
  • Explain medical procedures
  • Administer medications
  • Draw blood
  • Remove stitches
  • Perform basic lab tests
  • Authorize drug refills (as directed by doctor)
  • Take EKGs
  • Record vital signs
This is an extensive list, but it shows the wide variety of training you may receive in the medical assisting program you join. Your training will depend, of course, on state regulations and the quality of the medical assisting school.
As you can imagine, the role of a medical assistant often means you'll be working alongside doctors and other medical professionals daily. This career field means you should be flexible and can easily move between different tasks. One moment you could be helping a doctor with basic lab tests, and the next moment you could be explaining a medical procedure to a patient.
This wide range of clinical duties shows the extensive training you'll need to join this thriving career field. It might seem overwhelming at first, but realize that each task may or may not be assigned to you. It depends on the medical office and state laws that determine how many of these procedures you can do.
Along with clinical duties, Medical Assistants also often take care of the medical office administration too.
MEDICAL ASSISTANT ADMINISTRATIVE DUTIES
Medical Assistants need to be flexible, so they must often shift from a medical procedure to an administrative role quickly. As administrators within a medical office, they must be trained for the following duties:
  • Updating patient's records
  • Working with insurance companies
  • Scheduling appointments
  • Ordering lab services
  • Bookkeeping
  • Medical Billing
  • Hospital Admissions
These administrative duties will often require some knowledge of computer programs. Bookkeeping, scheduling appointments, and corresponding with insurance companies will sometimes require a basic knowledge of computer programs. The knowledge you'll need to perform these computer tasks can be learned either through a medical assisting school or learned on the job.
Since every doctor's office is different, specific knowledge on computer programs will probably get taught within that medical office. And it's very possible that you may join a medical office where many of these duties are handled without the help of a computer.
Not all medical assistants will work in administrative roles, so don't worry if you feel uncomfortable working with computers. You can be a medical assistant that focuses only in clinical duties. You'll just have more opportunity for advancement if you decide to take on more administrative responsibilities. You'll also become higher valued to your employer.
MEDICAL ASSISTANT JOBS
Medical Assistants can work in a variety of health care settings. In fact, many medical assisting schools already have relationships with local employers eager to hire their graduate.
Upon graduation, medical assistants can choose to work in:
  • Medical offices
  • Clinics
  • Hospitals
  • Urgent care centers
  • Nursing homes
  • Medical supply businesses
  • Home health agencies
  • Insurance providers
  • pharmaceutical companies
And that's just a small list of possible employers. Once you choose a medical assisting school, your career placement office will provide you with a network of different employers for you to submit resumes to.
Due to a medical assistant's extensive training and education, they are practically suited to work within any type of health care facility. And it's during your job hunt that you can specify a career focused more on the administrative or clinical duties


Article Source: http://EzineArticles.com/415033

Medical Billing Training


Medical billing training aims to equip students with the latest developments in the insurance arena. A considerable percentage of insurance claims are rejected because of incorrect billing practices. Hence, health care providers are now hiring only trained professional for medical billing. Medical billing training helps you understand standard practices in the billing process and provides necessary information regarding fundamentals of the coding system. The training helps to get a rewarding career as a medical biller or insurance specialist.
Medical billing training is offered by several medical schools and training centers. The training pattern can be classroom training, distance education or online classes. Training courses include short term training in particular topics, certificate courses, post graduate diploma, associate degree or continuing education classes on the latest advancements in the medical billing systems. A good training program must encompass practical training to familiarize the student with working environment. The courses help students pass the certification exam conducted by professional organizations. The training period usually differs with the course pattern. The standard training on medical billing will take around a year to complete.
Medical billing training provides a comprehensive idea about medical terms and billing systems. The curriculum generally incorporates the basics of medical science and technical skills with coding procedure and billing systems. The guidance and regular assessment of a professional expert is inevitable in the training. The training offers fundamental knowledge of topics such as anatomy and physiology, legal issues, reimbursement systems, insurance claims processing etc. Medical billing training lays emphasis on specialized billing protocols such as current procedural terminology (CPT), international classification of diseases (ICD) and health care financing administration common procedural coding system (HCPCS) etc. The training provides a thorough knowledge in electronic and manual billing systems for the preparation and processing of insurance claims. It also provides expertise in associated subjects such as setting up and maintenance of patient records, proper code selection, and strong computer and key board skills.
Medical billing training offers job opportunities in specialty departments and office management. Trained billing professionals are required in hospitals, doctors' offices, clinics, nursing homes, insurance companies, schools and rehabilitation centers. Medical billing professionals are offered jobs such as medical office managers, medical secretaries, medical receptionists, medical billers/coders, medical records clerks, etc.
Medical Billing provides detailed information on Medical Billing, Medical Billing Software, Medical Billing Services, Medical Billing Jobs and more. Medical Billing is affiliated with Medical Coding Certification [http://www.e-MedicalCoding.com].


Article Source: http://EzineArticles.com/353533

Medical Billing Courses


Medical billing has become a popular career these days in United States, partly owing to the complexities of insurance billing involved. Medical billing involves accurate completion of claim forms, billing insurance companies and keeping the reports of the carrier's policies and procedures.
Most medical billing courses are equipped with complete sets of latest and highest quality books and teaching materials. Medical billing courses normally follow an easy to understand method of teaching. Students passing medical billing courses automatically receive one year membership to the medical association of billers (MBA). The certified medical billing specialist (CMBS) certification is one of the nationally recognized certifications in the United States. There are many medical billing courses that help you pass the CMBS certification exam.
Medical billing courses teach you professional skills such as managing records, filing claims, preparing insurance forms, and handling billing. Medical billing courses usually do not cover the clinical duties that are associated with medical assistants work. These clinical duties require some additional training and licensing. Students of medical billing courses also receive practical instruction in law and ethics in medicine, reimbursement methodologies, medical terminology, anatomy, physiology, medical information management and office practices. Students can complete these medical billing courses at their own pace.
Medical billing courses are also provided online to a widespread audience. Online medical billing courses make use of medical billing training software which enables students to enter patient data, post payments, produce completed forms and run reports. Students can complete their examinations either online or by printing their exam and mailing and faxing to the online medical billing examiners. Most online medical billing courses provide 24 hour online student support forum, telephone and email support.
Medical Billing provides detailed information on Medical Billing, Medical Billing Software, Medical Billing Services, Medical Billing Jobs and more. Medical Billing is affiliated with Medical Coding Certification [http://www.e-MedicalCoding.com].


Article Source: http://EzineArticles.com/353527

Medical Billing Careers


Today medical billing careers and jobs are very exciting and are in great demand allover the world. A medical billing career is the right option for service minded job seekers who wish to help patients. Top colleges and universities with medical billing career training programs offer you challenging jobs in medical billing careers. With the advent of modern technology, there has been a great demand for work from home medical billing careers.
Medical billing and coding specialists are generally employed in clinics, hospitals, insurance companies, consulting firms, medical coding and billing services firms, governmental agencies and computer software companies. The basic function of a medical billing and coding specialist is to assign codes to diagnoses and procedures. This ensures correct transformation of information between the insurance and the medical facilities.
If you opt for a rewarding career in medical billing, there are numerous online institutions, formal vocational schools, and colleges that can prepare you for the online medical billing field. Your education will include training in communication skills, office management, billing, coding, insurance coding, insurance law, computer science and more.
Medical billing careers are on the rise these days. Medical billing claims due to erroneous billing cost hospitals a lot of money and they are actively searching for medical billing specialists. Billing specialists are badly wanted to solve the problem of errors in billing and relieve the physician of this time-consuming task
There are a number of fields in the medical career for you to choose from. Medical billing is a thriving career among them. Throughout the medical billing career, a billing specialist has to train himself constantly to upgrade his skill levels. A good temperament is an important quality that a medical billing professional ought to have. It helps him better interact with patients, their relatives, medical representatives, medical professionals, colleagues, doctors, and other office personnel.
Medical Billing provides detailed information on Medical Billing, Medical Billing Software, Medical Billing Services, Medical Billing Jobs and more. Medical Billing is affiliated with Medical Coding Certification [http://www.e-MedicalCoding.com].


Article Source: http://EzineArticles.com/353525

Methods and Techniques of Medical Astrology


Medical astrology is the branch of astrology that deals with the possible and actual health and diseases of the client. Usually, people come to the astrologer in times of great life changes, such as
Should I change my job?
When will I come into my inheritance?
Should I marry him/her? etc
To the medical astrologer, however, people come in the progressed stages of the illness, often after some kind of surgery has already taken place, along with a rich history of dealing with doctors. The usual questions for the medical astrologer are:
Should I go for surgery?
Does it have to be a surgery?
When should the surgery take place?
Why don't we have children?
Do I have cancer?
Will my cancer come to pass this year? etc
If the events in the history of illness coincide with certain astrological transits and configurations, we can find the astrological reason for illness, give the prognosis for the course and duration of the illness, and decide upon a therapy needed and so on. The opposite situation often takes place as well: the client comes for the usual astrological session, but the astrologer sees in the horoscope a danger long before the illness has manifested and materialized.
A great deal of expectations is attached to the advice the medical astrologer gives. Will there be a surgery or not, to go for chemotherapy or not, for a radiology therapy or not...
"On Tuesday, I have a radiology therapy appointment, should I go?"
"The doctor recommended taking my bladder away to stop the cancer from spreading, should I do that or not?"
Medical astrology is the cruelest branch of astrology. If you cannot bear meeting with tough, terminal pathologies, if you do not want to take lethal responsibility for the consequences of you advice -- you better don't do it. If you are not a medical doctor by profession, you will have to prepare well and read literature, consult medical doctors, gather information from the Internet, take part in forums, groups, membership sites etc.
The problems of curing are drastically different to what astrologers usually do during the reading. In an ideal world, astrologers advise and clients change their behavior, in order to spend the surplus energy the planets and stars send them. Medical astrologer may be more concrete and suggest wearing certain crystals, colours, aromatherapy, flower remedies and so on. It is best that the professions of medical astrologer and medical doctor do not mix. Ideally, medical astrologer does not cure and the client is not the patient, unless the medical astrologer is medical doctor as well, or eventually, a qualified homeopath. Neither should medical astrologer be a healer: he or she should only give a highly qualified prognosis of malefic influences that have already manifested as a disease and will -- unless nothing is undertaken -- continue to manifest thus, probably with heavier consequences as the time progresses.
Medical astrologer reaches out for all astrological techniques and methods from which something can be deduced about the nature of illness. He or she must be, above all, a competent astrologer, must command a wide array of astrological techniques and use them for the benefit of the client and their health. Since he or she gives advice about healing, but cannot heal on his own, in an ideal world, he or she should be connected to doctors and healers, should know their natal charts and through synastry decide whom the patient should see next. However, for practical reasons, it is best that the client finds his or her own doctors and healers to go after visiting the astrologer, otherwise, in case something goes wrong (and with ill people it always will), the astrologer can be accused of having a deal with the health practitioner that he has sent the client to.
From the chart, it is possible to decide upon the kind of therapy, such as homeopathy, Bach flower remedies, vibropathy, massage, classical medicine, attending spas, aromatherapy, crystal healing, Su Jok, etc.
The Signs
Signs represent the twelve large systems in the body of man, starting with Aries which represents the head, all through the sign of Pisces, ruling the feet. The signs that contain the planets, either by birth or through progressed horoscopes, will stand out, or will most probably be the sources of illness. For each sign a special tissue salt exists; these are the building materials for human body, the substances through the combination of which tissues, organs, systems of organs, and finally the entire body are built. Using these salts on their own or by combining them in material or homeopathic doses, one's health can be much improved.
Quite similarly, for each sign a special type of food is best. Medical astrologer will be qualified to give advice about food, and this will also improve the client's health in numerous ways. Using the theory of doctrines, i.e. finding the similarities between the zodiac, body, and herbs, it is also possible to connect signs with herbs and prescribe them to help the patient.
Degrees of the Horoscope in Medical Astrology
Each sign has 30 degrees, and each of these 360 degrees is connected to one part of the body. The planet on that degree is a predisposition for an illness -- the degree tells us which part of the body is in question, while the planet will show what kind of disease it will be. In a similar manner, it is possible to connect the midpoints and the degrees.
The Planets, Asteroids, and the Uranian Planets in Medical Astrology
The planets are sources of energy in the horoscope, and each is unique. For instance, the energy of Mars is fire-like; he flames up the fires in the body (resulting in high temperature) and cleanses it thus. Neptune stands for bacteria that are known to the medicine, while Pluto is for the unknown bacteria, and so on. The asteroids, the large ones in particular, such as Ceres, Juno and others, behave in a similar way. In medical astrology, the Uranian planets can also be used. There are eight "Uranian" planets which have no astronomical data, but the influence of which can be felt quite strongly in the chart. Some of these planets have strong medical connotations, so using them can increase the credibility of medical astrology analysis up to 90% of success.
The Houses in Medical Astrology
Out of the twelve houses in the usual astrology, five are more significant that the others:
First house -- the physical body,
Sixth house -- diseases,
Eighth house -- support from others, sex, death, karma, terminal states, cancer,
Twelfth house -- isolation, hospitals and monasteries, psychic problems, auto-immunity.
However, every house has its own special meaning in medical astrology:
No. 1 -- face, consciousness, brain tumors, brain insults, etc
No. 2 -- blood, electrolytes, hormones, food intake, hypophysis, diabetes.
No. 3 -- the lungs, speech problems,
No. 4 -- producing food for others, mother, milk; genetics, inheritance,
No. 5 -- heart, infarction of myocardium,
No. 6 -- diseases, personal hygiene, meals, day to day habits,
No. 7 -- death through brain problems, balance of the body, spine,
No. 8 -- Expelling of the processed foods, hypophysis, adrenal cortex, kidneys,
No. 9 -- the upper part of brain, cerebral hemisphere, Jupiter rules over the left, Neptune rules over the right hemisphere;
No. 10 -- metabolism,
No. 11 -- circulation, hemorrhagia,
No. 12 -- autoimmune diseases, thymus, immunity in general, liver.
The ruler of the house is the main indicator of the events related to the house, while the planets in the house are not so important. For instance, to see what kinds of illnesses one can have, take a look at the sixth house and its ruler, its position, aspects and transits. Only after the ruler remained under pressure for a long time, we could be allowed to start predicting the existence of a disease.
Planetary Aspects
How will a planet express its energies primarily depends on its relations with other planets, which boils down to the angle that those two planets make with the centre of the circle. Each pair of planets brings its own kind of sickness, for instance, a combination of Sun and Saturn will slow down the metabolism, while the Sun and Mars make it easy for the person to burn his or her own energy -- such persons often go in for sports.
The angle of 150 degrees (inconjunction) is especially malefic. Whenever there is an exact inconjunction between two planets in the chart, the person will have to live through various troubles of medical nature. Malefic aspects from malefic planets to the Moon are the worst. Squares are extremely malefic, so Saturn squaring the Moon gives a predisposition towards cancer, although the same effect may be seen from malefic aspects from Neptune and/or Pluto to the Moon. Just as in other branches of astrology, malefic aspects produce action -- an illness of a kind. But, it always pays to see where the good aspects are, because they bring amelioration, often a complete cure -- sometimes through remedies, sometimes through persons that resemble the description of the aspect (for instance, a trine to Neptune -- healing through an apothecary etc.)
If there are no beneficial aspects to the rulers of the 6th, 8th and/or 12th houses, then we should find persons whose planets create harmonious aspects. If that person is the doctor or a healer, healing will be successful.
Midpoints in Medical Astrology
Each planet is on the middle distance of another two planets, as if in a triple conjunction. For every midpoint there is a special medical delineation: the midpoint of Jupiter and Saturn denotes liver, while MA/SA (the midpoint for Mars and Saturn) denotes spasms, in more involved cases even death. Midpoints make each chart as unique as possible and you cannot do medical astrology well if you are not using them. For even greater precision, include the Uranian planets and their midpoints, especially in progressed charts.
Medical Aphorisms
Medical aphorisms are configurations typical for specific diseases and states. For instance, Mars on 29 Scorpio near the Ascendent will give a predisposition towards bronchitis, as will any squared malefic in Gemini, as will Saturn on the Ascendent in a mutable sign... and there may be more such combinations, for any given illness. The medical astrologer must be very well acquainted with such configurations and should be able to recognize them in the chart. However, the clients won't hold it against you if the middle of the session you look up at the manual -- they won't care if it helps them get cured!
In these modern times, it is possible to have astrology software compute medical configurations in the natal chart. To be more precise, without such a piece of software, it would be very difficult to do medical astrology, because there are hundreds of such configurations.
Diagnosing an Illness Based on the Natal Chart
Every chart contains dozens of potentially problematic configurations. It does not mean that that person must be ill just because such configurations exist in the chart, neither will it mean that the person will have all those illnesses at once, neither will it mean that all possibilities for illnesses in the chart must become reality. Configuration is a predisposition for illness, and it will manifest itself only when at least three predispositions are active at the same time. For instance, a square between the Moon and Saturn is the most frequent natal predisposition for cancer. The second predisposition may then come every seven years, since it takes seven years for the progressed Moon to make another malefic aspect to the natal Saturn. The third factor may come into play through a solar chart, in which there may be, say, an in conjunction between the Moon and Saturn. Or the third factor may come through a slow transit of Saturn, perhaps through its stationary point squaring the natal Moon. If there are four such factors at one and the same period of time, the client will feel as if surrounded by evil and wherever they turn to, the situation looks hopeless to them.
Only when we see such a concentration of approximately identical transits, may we want to warn the client about cancer or some other such grave illness. Since we can compute the transits and solar charts in advance, we can exactly tell the client when his or her troubles will begin, as well as when will they end.
Sometimes, an identical predisposition will appear from different configurations. If there is a square of Uranus to the Ascendent, but that same Ascendent is also squared by Pluto, the combination for surgery will appear twice. Now it only takes a transit of Mars to empower one of those configurations, or for Mars to be on the Uranus/Pluto midpoint in the solar return chart and the surgery seems unavoidable.
Diagnosing an Illness Based on Transits, Progressions, Solar and Synastry Charts
In natal astrology, in 90% of sessions we will need nothing more than the natal chart and the transits -- in one-on-one sessions there simply isn't time to dive into all the charts that can be useful. In medical astrology, however, it is a routine to use many other types of charts. There must be three independent confirmations for illness to appear, regardless in which chart do we see it. Looking for clues in the chart in case of medical astrology often is a detective-like work, until you find the constellation which was active when the symptoms first started. Once you connect real-life events with their possible astrological causes, you can predict how the illness will unfold, and with confidence.
Long transits of malefic planets produce all kinds of health problems, while the progressive horoscope produces the best long-term view of the client's life. In medical astrology, we always use solar charts, because there we see strong accents, which may not endure for long, but which sometimes leave the sequel for the rest of the client's life.
It also matters whom do you live with. The persons the client lives with and exchanges his or her energy with them. Sometimes they heal just by being present, in other times they make the client only sicker. The country in which the client lives will also have its own horoscope and that can be taken into account too.
Auxiliary Methods in Medical Astrology
Arabian Parts are formed by adding two important points, from which another, the third point, is subtracted. There are about 500 Arabian Parts, and some of them are directly related to health. Pars Fortunae is the most well known Arabian Part, and it combines influences of the Sun, Moon and Ascendent.
Each particular house has its own set of Arabian Parts. For instance, the sixth house has the following two Arabian Parts, which are of interest in medical astrology:
Incurable diseases, bad fortune and vice (Asc + Mars - Saturn),
Curable diseases (Asc + Mars - Mercur),
The sixth house also contains the parts for servants, the prisoners of war, and the pars of the defeated, which have nothing to do with health.
The number of Arabian Parts per house varies: house No. 7 has 16 Arabian Parts, house No. 8 -- 5 Parts and so on.
Quite often, horary astrology will yield loads of info. Instead of natal charts and the charts that are derived from it, in horary astrology we erect the chart for the time of asking the question about the illness. Reading a horary chart is different to the reading of the natal and all other charts, so don't use this technique unless you know what you are doing. Nevertheless, it pays to learn horary astrology, because it often gives a direct glimpse into the real situation, the course of the illness, eventual surgeries and deaths etc.
The decumbiture chart is the chart for the beginning of an illness. We should make it only if we know for certain when the illness begun. Also has rules of its own.
Electional astrology tries to discover when an action should begin. In medical astrology, such charts could be studied to discover when the prescribed therapy should start, when is the time for doctor to visit the patient and so on.
The Role of Medical Astrology in Healing
Modern medicine knows a lot about the state of the patient in the moment of measurement, and knows also, in a statistical manner, whether the prognosis is good or bad. Nevertheless, it never deals with the future of the patient, and is almost always used when something bad has already happened. Medical astrology is the missing link between the recorded state of the patient, his or her current therapy and the future development of the illness. Since it is possible to make the astrological prognosis in advance, it becomes possible to do something in advance as well. Homeopathy and other energy healing systems are a natural continuation of medical astrology, because energy healing "spends" the unwanted but present energy that planets and stars send us via astral body. The biggest advantage of medical astrology is that it enables not only to predict which techniques and remedies can heal now, but when these techniques and remedies should be stopped, and some other healing modality be taken and applied instead.
Dusko Savic is a mathematician, programmer, professional astrologer and long distance healer. His site http://www.how-to-avoid-hysterectomy.com/ is for women who want to avoid hysterectomy.


Article Source: http://EzineArticles.com/346396

Sunday, 24 April 2011

Florida Medical Insurance


Florida medical insurance is comprised of two main categories: Florida individual medical insurance and Florida group medical insurance. These two categories have many similarities but yet many important differences as well.
Many Florida residents are quite familiar with large group medical insurance through their employer if they have ever worked for a large corporation (in Florida a large group is considered a company or group that has more than 50 employees). However, when it comes to understanding individual medical insurance in Florida and how it works or even understanding small group medical insurance in Florida and how that works it turns out to be somewhat different than the large group medical insurance plan that most have known so well for so long.
Individual medical insurance in Florida is different from group medical insurance in Florida because of the fact that the underwriting departments at each Florida insurance company will scrutinize very closely any pre-existing conditions that an applicant has in their health history (going back up to 10 years) if they are applying for an individual policy.
This scrutiny is geared towards finding any adverse health conditions or precursors to health conditions such as diabetes, high cholesterol, heart disease, obesity, cancer, etc. Conditions such as diabetes, cancer, heart disease and severe obesity will cause a Florida health insurance company to automatically decline an application for coverage with an individual medical insurance policy.
Less severe pre-existing health conditions such as high cholesterol, high blood pressure, mild obesity, and heartburn/acid reflux will generally result in a rider being placed on the accompanying policy that will exclude coverage for anything related to that specific pre-existing condition. Riders are generally levied on an indefinite basis or a temporary basis (12-24 months in most cases).
There are a few insurance companies in Florida (one of them presently being Aetna) that do not issue riders on the individual medical insurance side as is most common but will instead "rate up" an applicant they deem presents excess risk due to pre-existing conditions. This "rate up" simply means that they will offer to cover the mild pre-existing conditions but they will offer you a rate increased premium amount that can be 10% more than was initially quoted you, 25% more, 50% more; it all depends on the underwriting department at the insurance company as to what premium amount that they will offer you if they decide to accept you.
Florida group medical insurance is much simpler in that generally there is not as much scrutiny towards an applicant's health history and pre-existing conditions. This is good or bad depending on your present health condition. It is good if you are an unhealthy person with some major pre-existing conditions because it allows you to obtain group medical insurance when you would be declined if you tried to obtain individual medical insurance (due to your pre-existing conditions). However, it is bad from a financial sense if you are a generally healthy person because you are paying a higher premium cost for group medical insurance (as opposed to individual medical insurance) - that is unless your employer is paying the cost for all of your group medical insurance: then you are quite happy (unless you have a family and your employer is not so kind as to pay for them to be on the group medical coverage as well!)
Just from what you have learned so far; which do you think would be more expensive - group medical insurance or individual medical insurance? If you said group medical insurance then you are on the right track to understanding the main difference between the two. Think of the cost of group medical insurance versus the cost of individual medical insurance like this: if your new co-worker at the cubicle next to you has cancer then guess what? They will be able to obtain group coverage on your group plan even though they never would be approved for an individual medical insurance policy. You as a healthy person are in a sense subsidizing the cost of your unhealthy co-worker (and all of the other unhealthy people) in paying their premiums. It follows of course that the premiums will be higher for a group medical insurance plan in Florida where the insurance company has to take on both healthy and unhealthy people as opposed to an individual medical insurance plan in Florida where the insurance company can pick and choose who they will accept.
Be sure to research your Florida medical insurance options thoroughly by consulting with an independent agent who can represent multiple health insurance companies and by comparing Florida medical insurance quotes from multiple companies side by side. (Be sure not to believe any Florida insurance agent who tells you that you will be approved for an individual medical insurance policy whether you have pre-existing conditions or not - chances are they are just trying to unload a close to worthless medical discount plan - not medical insurance).
Get free health insurance quotes by comparing all of the top health insurance plans in your zip code - in less time than it takes to brush your teeth!
Comparison shop multiple insurance companies instantly and in real time by viewing free Florida health insurance quotes: Aetna, Humana, United Healthcare and more.


Article Source: http://EzineArticles.com/314579

Medical Tourism: Travel Tips for the Medical Tourist


If you are one of the thousands of people considering medical tourism as an option for your health needs, how can you be sure that your trip will be everything that you hope it will be?
Here are some practical tips for medical travel to help make sure that your trip is smooth sailing.
The number one tip for any medical travel plan is to do your homework. A little research will go a long way to make sure that your trip does not hit any unexpected bumps along the way. Medical tourism is a growing trend, and more and more countries are jumping onto the bandwagon to get their share of this booming industry's multi-million dollar annual revenue. With this being the case, it is important that you make sure that you will be getting the highest quality healthcare available at affordable prices, wherever your medical destination might be.
Check out the hospital that will be providing your medical care at your medical destination. Find out all you can about the hospital's reputation, its facilities, its technology and equipment, and the procedures they provide.
With the growing trends in medical tourism in so many countries, as a wise traveler, also find out all you can about the doctor who will be providing your medical treatment while overseas. You should be able to learn a bit about the doctor's education and training, as well as his areas of specialization, and his general reputation.
Research your travel destination. Find out about any possible language or cultural differences. Look into the local currency and the exchange rate. Check out hotels, recovery care facilities, and hostels. Check out the weather conditions at your medical destination so you can pack adequate and appropriate clothing. Be prepared for hidden costs and unexpected expenses.
Learn about the medical procedure you are having done. It will be helpful for you to fully understand all the possible risks and complications involved in your surgery abroad, as well as having a good understanding of the recovery time and necessary follow-up medical care.
Careful preparation is vital to having a positive experience in medical travel. Find out if there are medical tourism packages, special health travel deals or discounts for which you might qualify.
In terms of your preparation, in many ways, medical travel isn't that much different from any other travel. All the arrangements you would make for any holiday would be applicable for medical travel as well.
For example, once you are certain of your medical travel plans, make your reservations, book your travel arrangements, and take care of any necessary paperwork. Make sure your passport is still valid. Find out if any visas are necessary for your destination, and apply for them. Are any vaccinations needed for travel to your destination? Get all these travel arrangements taken care of early.
Be prepared to extend your stay at your medical destination. It can be dangerous to travel without your doctor's approval and release, so allow adequate time for your recovery, and don't be afraid to stay a bit longer on your doctor's orders.
Purchase some of the local currency so that you have cash on your arrival at your medical destination. Get traveler's checks from the bank. Bring along a credit card with sufficient balance for spending. Visa and Mastercard are the most widely recognized worldwide. Make sure your credit card dates are valid, and don't be afraid to ask for an increase if you need it. Most credit card companies are happy to give their customers a temporary increase for travel purposes.
Make at least two photocopies of your passport, as well as at least two lists of your credit card information and traveler's check serial numbers. Leave one of the passport copies and one of the lists at home in a safe place. Bring one copy of each with you, but don't carry it on your person. Either keep it in your luggage, or leave it with your travel companion.
Check all your medical prescriptions for necessary refills. Bring along a list of your medications, and be sure to include their generic names, as brand names may differ from place to place.
Bring along a list of important contacts, so that you, your travel companion, or your medical provider can contact your doctors back home, family members, insurance providers, employers, and other important contacts.
Careful planning and preparation are two of the key ingredients to the successful medical tourism holiday. So, do your homework. Put thoughtful consideration into all your preparation, and you too can join the growing ranks of medical tourists. Then you can sit back, relax and enjoy a delightful and memorable medical travel vacation experience.
[http://www.medical-travel-asia.com] is dedicated in telling the world that Asia is THE place for medical tourism and the right place to come and seek medical help. Asia has so many things to offer to the world, we simply want to tell people WHY.
On top of that, we also happen to know where are the best beaches here in Asia to recuperate after a surgery. Come to Asia if you are seeking medical treatment, get well, and take back some beautiful holiday memories at the same time.
However, [http://www.medical-travel-asia.com] is NOT engaged in rendering medical service or advice and the information provided on this website is not a substitute for a professional medical opinion. Our website is purely for educational and informational purposes. If you have a medical problem, please contact a qualified health professional.


Article Source: http://EzineArticles.com/301479

Medical Insurance A2


Medical insurance is an agreement whereby the insure pays a monthly amount of money to the company, so that in the event of a need for medical treatment, the company pays the often-exorbitant bills. This is a way of making sure you stay healthy, no matter what. Medical insurance can be of immense importance to us. One pays premiums to a particular health insurance company so that when one needs monetary support for health care, the insurance company would pay for the person. The first step for an individual who is responsible for taking care of himself is to have a comparative evaluation of medical insurance quotes from a considerable number of medical insurance plan providers. This not only makes an individual aware of the different health and medical insurance plans that these companies have to offer, but helps the individual make informed decisions about the exact kind of medical insurance plans he or she wants to join.
Insurance quotes are available from various medical insurance companies throughout the United States. Medical insurance quotes are available in company offices and even on the Web. The rates for premiums payable to the medical insurance companies are determined by the companies and are regulated by every state. There are different types of medical insurance available depending on the situation and the purpose of the insurance. They are:
(a) Medical insurance for the individual
(b) Medical insurance for the family
(c) Medical insurance for a group of individuals
(d) International medical insurance
(e) Travel medical insurance
(f) Major medical insurance
Medical Insurance provides detailed information on Medical Insurance, International Medical Insurance, Travel Medical Insurance, Major Medical Insurance and more. Medical Insurance is affiliated with Major Short Term Medical Insurance.


Article Source: http://EzineArticles.com/277221